Book Testimonials

“… an invaluable resource for families faced with the daunting prospect of handling the college expenses of their children. Tim Higgins brings his financial planning expertise to the discussion of whether or not students are likely to qualify for federal or private assistance, and offers families excellent suggestions for creating a financial plan that will best serve their needs, including making sure they are left with enough in retirement. This is a great book—a must-read for families with college-bound children.”

—Sally Donahue, Director of Financial Aid and Senior Admissions Officer, Harvard College

“Tim Higgins gets to first base with admission advice, second with how the aid system works, third with general financial advice, and finally to home plate with the most important message in the book—don't commit yourself to paying a college bill without considering its effect on your income during retirement.”

—Don Betterton, retired Director of Financial Aid at Princeton University

“In the 16 years I have been guiding students and parents through the college selection and admissions process, I have rarely come across a financial planner like Tim Higgins. His timely and topical book is filled with legitimate money-saving strategies and sound recommendations.”

—Eric Goodhart, Director, SmartCollegePlanning.org